Car accidents in Jerusalem – compensation for personal injuries and insurance

Car accident – The different types of insurance and what you are entitled to after an accident

A traffic accident can happen at any moment – on Jerusalem’s urban roads, at major intersections, or on intercity roads. Israeli law provides Broad protection for car accident victims, but the exercise of rights depends on a correct understanding of Types of insurance and of the compensation mechanism.

The right to compensation under the Road Accident Victims Compensation Law

Eligibility for compensation without proof of guilt

חוק הפיצויים לנפגעי תאונות דרכים, תשל”ה–1975

• The law provides compensation to any person who suffers bodily harm in a car accident.

• A driver at fault, passenger, pedestrian or cyclist is also entitled to compensation.

• Compensation is determined according to personal circumstances: age, profession, severity of injury, and future consequences.

Bodily Injury vs. Property Damage – A Critical Distinction

During a car accident, two types of damage must be distinguished:

Bodily injuries in a car accident – what is covered by compulsory insurance

• Including physical and mental injuries

• Covered exclusively by compulsory insurance

• Compensation is not dependent on fault.

Property damage ותביעת ביטוח צד ג’ – בירושלים

• נזק לרכב, ציוד או רכוש צד ג’

• Depends on the type of insurance

• Depends on the question of responsibility for the event

Types of insurance for road accidents

Compulsory insurance – coverage for bodily injury only

• Mandatory for every vehicle in Israel

• Covers injury or death

• Applies to the driver, passengers and pedestrians

• Not dependent on guilt

This insurance is the basis for any claim. Compensation for bodily injury In a car accident.

ביטוח צד ג’ – נזקי רכוש לצד שלישי

• Covers property damage to others only

• Coverage is available if the insured is at fault for the accident.

• Does not include compensation for bodily injury

Comprehensive insurance and full protection in traffic accidents

Comprehensive insurance includes:

• Coverage for property damage to the insured

• ביטוח צד ג’

• Coverage for theft, fire and natural damage

In comprehensive insurance:

• The question of blame determines which insurance company will pay

• The person at fault for the accident will usually bear the deductible.

How is compensation for personal injuries calculated??

Wage losses and medical expenses – calculating compensation

• Past wage losses

• Future earnings losses

• Medical and rehabilitation expenses

• Travel expenses and assistance

• Violation of pension rights

• Compensation for pain and suffering

In Jerusalem, proper management of the claim has a direct impact on the amount of compensation due to the cost of living and medical burden.

Why is it important to have the assistance of a car accident lawyer in Jerusalem??

Benefits of professional legal representation

• Full realization of the victim's rights.

• Accurate calculation of damage heads.

• Dealing with insurance investigations.

• Coordination with National Insurance in cases of work accidents.

• Understanding of local medical, insurance and legal complexities.

Summary

Key points

• Every car accident victim is entitled to compensation for bodily harm.

• The type of insurance, the manner in which the claim is handled, and the legal support determine the actual amount of compensation.

• Before contacting the insurance company, it is recommended to consult with an experienced lawyer.

Before contacting the insurance company – it is recommended to consult with Experienced lawyer in the field – Contact us.